LAFAYETTE, Ind. (WLFI) — Holiday shopping deals continue for Cyber Monday, and the Lafayette Police Department wants to make sure you are shopping safely.
This holiday season Adobe Digital Insights predicts Americans will spend $91.6 billion, a $9 billion increase from last year. More than $3 billion will come from Monday’s sales, and there are ways you can ensure safe online shopping.
Instead of camping in the cold for Black Friday, some shoppers wait for the deals on Cyber Monday. But authorities said there are ways you may be putting yourself at risk while making those online purchases.
“We always like to push is if it’s too good to be true, it probably is,” Lafayette Police Sgt. Scott Galloway said.
He said only shop at online stores you know or ones recommended to you. If you’re not positive the website legit, check for reviews on search engines.
At check out , Galloway also recommends you use services like PayPal.
“Or some other guaranteed service to do the shopping so you know that you’re guaranteed of getting a product or getting your money back if it is a fraud,” said Galloway.
He said pay attention to sites collecting your personal information, like your social security number. Some of these websites can be fake.
“It’s called phishing, where people will try to set up fake store fronts and phish for your information,” Galloway said. “So don’t put too much information in those sites, if you don’t need to.”
You can avoid hackers who create fake websites by paying attention to the details.
“And if something looks funny … misspelled words or the site doesn’t look very professional, be skeptical of it,” he said.
If you do plan to shop online, Galloway recommends checking your bank accounts daily.
“Make sure the charges that are being seen on that site are your charges,” he said. “Because if you are corrupted or you are hacked, you can stop it quicker if you’re monitoring it.”
Galloway says this is the best way to not be a victim this holiday season.
Before you start shopping online, you can protect yourself from hackers by avoiding public Wi-Fi and making sure your Internet security is up to date.